Look up providers Here  (Choose Limited Benefit Plan under the "Plan Type" option)

Click HERE for Brochure

Plan Highlights

• Doctor Office Visits (PCP or Specialist)

• Preventive Care Test

• DXL

• Hospital Confinement

• Emergency Room

• Surgery (Inpatient/Outpatient)

• Anesthesia

NCE Membership Benefits

• Medical PPO Discount through Beechstreet

• Pharmacy Discount Card

• Accident Medical Expense (Underwritten by Zurich American Life Insurance)*

• Accidental Death & Dismemberment (Underwritten by Zurich American Life Insurance)

• Vision Care

• Dental Care

• Hearing

• Wellness

• Alternative Care

• Infertility Treatment

*Not available in all states.

 Additional Information about the Zurich Benefits 

Click Here for Important State Disclaimers for Zurich Benefits

Accidental Dismemberment

If an injury to an insured results in a covered loss, Zurich will pay the benefit level shown on the schedule in the certificate. The covered loss must occur within 365 days of the accident.

Accident Medical Expense

Subject to its exclusions and definitions, Zurich will pay the usual and customary expenses for necessary medical services resulting from a covered accident. Payments for necessary medical services will be coordinated with existing medical plans. Eligible expense can include hospital room and board, surgical expenses, outpatient examinations, laboratory tests, surgical expenses, x-rays and ground ambulance.

Note: The optional Generic Prescription Drug Card Benefit is not included with this Plan.   

This insurance is not major medical coverage and is not designated as a substitute for basic health insurance or major medical coverage. The plan limitations are disclosed in the certificate of coverage provided in the fulfillment kit. The Limited benefit plan has a pre-existing condition limitation. A pre-existing condition, physical or mental, regardless of cause or condition, for which medical advice, diagnosis, care or treatment was recommended or received from a physician within a 12 month period preceding the effective date of covered person. Plans are not available in all states. Check the state availability on the website. Certain provisions of the plan vary by state. There is a 30 day free look period.

Always refer to the policy for full definitions of benefits and eligible expenses. You will receive the policies in your fulfillment package.

Look up providers Here  (Choose Limited Benefit Plan under the "Plan Type" option)

Click HERE for Brochure

Plan Highlights

• Doctor Office Visits (PCP or Specialist)

• Preventive Care Test

• DXL

• Hospital Confinement

• Emergency Room

• Surgery (Inpatient/Outpatient)

• Anesthesia

NCE Membership Benefits

• Medical PPO Discount through Beechstreet

• Pharmacy Discount Card

• Accident Medical Expense (Underwritten by Zurich American Life Insurance)*

• Accidental Death & Dismemberment (Underwritten by Zurich American Life Insurance)

• Vision Care

• Dental Care

• Hearing

• Wellness

• Alternative Care

• Infertility Treatment

*Not available in all states.

 Additional Information about the Zurich Benefits 

Click Here for Important State Disclaimers for Zurich Benefits

Accidental Dismemberment

If an injury to an insured results in a covered loss, Zurich will pay the benefit level shown on the schedule in the certificate. The covered loss must occur within 365 days of the accident.

Accident Medical Expense

Subject to its exclusions and definitions, Zurich will pay the usual and customary expenses for necessary medical services resulting from a covered accident. Payments for necessary medical services will be coordinated with existing medical plans. Eligible expense can include hospital room and board, surgical expenses, outpatient examinations, laboratory tests, surgical expenses, x-rays and ground ambulance.

Note: The optional Generic Prescription Drug Card Benefit is not included with this Plan.   

This insurance is not major medical coverage and is not designated as a substitute for basic health insurance or major medical coverage. The plan limitations are disclosed in the certificate of coverage provided in the fulfillment kit. The Limited benefit plan has a pre-existing condition limitation. A pre-existing condition, physical or mental, regardless of cause or condition, for which medical advice, diagnosis, care or treatment was recommended or received from a physician within a 12 month period preceding the effective date of covered person. Plans are not available in all states. Check the state availability on the website. Certain provisions of the plan vary by state. There is a 30 day free look period.

Always refer to the policy for full definitions of benefits and eligible expenses. You will receive the policies in your fulfillment package.

Look up providers Here  (Choose Limited Benefit Plan under the "Plan Type" option)

Click HERE for Brochure

Plan Highlights

• Doctor Office Visits (PCP or Specialist)

• Preventive Care Test

• DXL

• Hospital Confinement

• Emergency Room

• Surgery (Inpatient/Outpatient)

• Anesthesia

NCE Membership Benefits

• Medical PPO Discount through Beechstreet

• Pharmacy Discount Card

• Accident Medical Expense (Underwritten by Zurich American Life Insurance)*

• Accidental Death & Dismemberment (Underwritten by Zurich American Life Insurance)

• Vision Care

• Dental Care

• Hearing

• Wellness

• Alternative Care

• Infertility Treatment

*Not available in all states.

 Additional Information about the Zurich Benefits 

Click Here for Important State Disclaimers for Zurich Benefits

Accidental Dismemberment

If an injury to an insured results in a covered loss, Zurich will pay the benefit level shown on the schedule in the certificate. The covered loss must occur within 365 days of the accident.

Accident Medical Expense

Subject to its exclusions and definitions, Zurich will pay the usual and customary expenses for necessary medical services resulting from a covered accident. Payments for necessary medical services will be coordinated with existing medical plans. Eligible expense can include hospital room and board, surgical expenses, outpatient examinations, laboratory tests, surgical expenses, x-rays and ground ambulance.

Note: The optional Generic Prescription Drug Card Benefit is not included with this Plan.   

This insurance is not major medical coverage and is not designated as a substitute for basic health insurance or major medical coverage. The plan limitations are disclosed in the certificate of coverage provided in the fulfillment kit. The Limited benefit plan has a pre-existing condition limitation. A pre-existing condition, physical or mental, regardless of cause or condition, for which medical advice, diagnosis, care or treatment was recommended or received from a physician within a 12 month period preceding the effective date of covered person. Plans are not available in all states. Check the state availability on the website. Certain provisions of the plan vary by state. There is a 30 day free look period.

Always refer to the policy for full definitions of benefits and eligible expenses. You will receive the policies in your fulfillment package.

Look up providers Here  (Choose Limited Benefit Plan under the "Plan Type" option)

Click HERE for Brochure

Plan Highlights

• Doctor Office Visits (PCP or Specialist)

• Preventive Care Test

• DXL

• Hospital Confinement

• Emergency Room

• Surgery (Inpatient/Outpatient)

• Anesthesia

NCE Membership Benefits

• Medical PPO Discount through Beechstreet

• Pharmacy Discount Card

• Accident Medical Expense (Underwritten by Zurich American Life Insurance)*

• Accidental Death & Dismemberment (Underwritten by Zurich American Life Insurance)

• Vision Care

• Dental Care

• Hearing

• Wellness

• Alternative Care

• Infertility Treatment

*Not available in all states.

 Additional Information about the Zurich Benefits 

Click Here for Important State Disclaimers for Zurich Benefits

Accidental Dismemberment

If an injury to an insured results in a covered loss, Zurich will pay the benefit level shown on the schedule in the certificate. The covered loss must occur within 365 days of the accident.

Accident Medical Expense

Subject to its exclusions and definitions, Zurich will pay the usual and customary expenses for necessary medical services resulting from a covered accident. Payments for necessary medical services will be coordinated with existing medical plans. Eligible expense can include hospital room and board, surgical expenses, outpatient examinations, laboratory tests, surgical expenses, x-rays and ground ambulance.

Note: The optional Generic Prescription Drug Card Benefit is not included with this Plan.   

This insurance is not major medical coverage and is not designated as a substitute for basic health insurance or major medical coverage. The plan limitations are disclosed in the certificate of coverage provided in the fulfillment kit. The Limited benefit plan has a pre-existing condition limitation. A pre-existing condition, physical or mental, regardless of cause or condition, for which medical advice, diagnosis, care or treatment was recommended or received from a physician within a 12 month period preceding the effective date of covered person. Plans are not available in all states. Check the state availability on the website. Certain provisions of the plan vary by state. There is a 30 day free look period.

Always refer to the policy for full definitions of benefits and eligible expenses. You will receive the policies in your fulfillment package.

Look up providers Here  (Choose Limited Benefit Plan under the "Plan Type" option)

Click HERE for Brochure

Plan Highlights

• Doctor Office Visits (PCP or Specialist)

• Preventive Care Test

• DXL

• Hospital Confinement

• Emergency Room

• Surgery (Inpatient/Outpatient)

• Anesthesia

NCE Membership Benefits

• Medical PPO Discount through Beechstreet

• Pharmacy Discount Card

• Accident Medical Expense (Underwritten by Zurich American Life Insurance)*

• Accidental Death & Dismemberment (Underwritten by Zurich American Life Insurance)

• Vision Care

• Dental Care

• Hearing

• Wellness

• Alternative Care

• Infertility Treatment

*Not available in all states.

 Additional Information about the Zurich Benefits 

Click Here for Important State Disclaimers for Zurich Benefits

Accidental Dismemberment

If an injury to an insured results in a covered loss, Zurich will pay the benefit level shown on the schedule in the certificate. The covered loss must occur within 365 days of the accident.

Accident Medical Expense

Subject to its exclusions and definitions, Zurich will pay the usual and customary expenses for necessary medical services resulting from a covered accident. Payments for necessary medical services will be coordinated with existing medical plans. Eligible expense can include hospital room and board, surgical expenses, outpatient examinations, laboratory tests, surgical expenses, x-rays and ground ambulance.

Note: The optional Generic Prescription Drug Card Benefit is not included with this Plan.   

This insurance is not major medical coverage and is not designated as a substitute for basic health insurance or major medical coverage. The plan limitations are disclosed in the certificate of coverage provided in the fulfillment kit. The Limited benefit plan has a pre-existing condition limitation. A pre-existing condition, physical or mental, regardless of cause or condition, for which medical advice, diagnosis, care or treatment was recommended or received from a physician within a 12 month period preceding the effective date of covered person. Plans are not available in all states. Check the state availability on the website. Certain provisions of the plan vary by state. There is a 30 day free look period.

Always refer to the policy for full definitions of benefits and eligible expenses. You will receive the policies in your fulfillment package.

Look up providers Here  (Choose Limited Benefit Plan under the "Plan Type" option.)

Click HERE for Brochure

Plan Highlights

• Doctor Office Visits (PCP or Specialist)

• Preventive Care Test

• DXL

• Hospital Confinement

• Emergency Room

• Surgery (Inpatient/Outpatient)

• Anesthesia

NCE Membership Benefits

• Medical PPO Discount through Beechstreet

• Pharmacy Discount Card

• Insured Rx Drug Card (Generic Only) Included

• Accident Medical Expense (Underwritten by Zurich American Life Insurance)*

• Accidental Death & Dismemberment (Underwritten by Zurich American Life Insurance)

• Vision Care

• Dental Care

• Hearing

• Wellness

• Alternative Care

• Infertility Treatment

*Not available in all states.

 Additional Information about the Zurich Benefits 

Click Here for Important State Disclaimers for Zurich Benefits

Accidental Dismemberment

If an injury to an insured results in a covered loss, Zurich will pay the benefit level shown on the schedule in the certificate. The covered loss must occur within 365 days of the accident.

Accident Medical Expense

Subject to its exclusions and definitions, Zurich will pay the usual and customary expenses for necessary medical services resulting from a covered accident. Payments for necessary medical services will be coordinated with existing medical plans. Eligible expense can include hospital room and board, surgical expenses, outpatient examinations, laboratory tests, surgical expenses, x-rays and ground ambulance.

Note: The optional Prescription Drug Card Benefit is not available in the following states: GA, NC, NM, NV, TN, TX and VT. The Pharmacy Discount Card (included in all states) can be used to obtain prescription drug discounts.

Always refer to the policy for full definitions of benefits and eligible expenses. You will receive the policies in your fulfillment package.

Look up providers Here  (Choose Limited Benefit Plan under the "Plan Type" option.)

Click HERE for Brochure

Plan Highlights

• Doctor Office Visits (PCP or Specialist)

• Preventive Care Test

• DXL

• Hospital Confinement

• Emergency Room

• Surgery (Inpatient/Outpatient)

• Anesthesia

NCE Membership Benefits

• Medical PPO Discount through Beechstreet

• Pharmacy Discount Card

• Insured Rx Drug Card (Generic Only) Included

• Accident Medical Expense (Underwritten by Zurich American Life Insurance)*

• Accidental Death & Dismemberment (Underwritten by Zurich American Life Insurance)

• Vision Care

• Dental Care

• Hearing

• Wellness

• Alternative Care

• Infertility Treatment

*Not available in all states.

 Additional Information about the Zurich Benefits 

Click Here for Important State Disclaimers for Zurich Benefits

Accidental Dismemberment

If an injury to an insured results in a covered loss, Zurich will pay the benefit level shown on the schedule in the certificate. The covered loss must occur within 365 days of the accident.

Accident Medical Expense

Subject to its exclusions and definitions, Zurich will pay the usual and customary expenses for necessary medical services resulting from a covered accident. Payments for necessary medical services will be coordinated with existing medical plans. Eligible expense can include hospital room and board, surgical expenses, outpatient examinations, laboratory tests, surgical expenses, x-rays and ground ambulance.

Note: The optional Prescription Drug Card Benefit is not available in the following states: GA, NC, NM, NV, TN, TX and VT. The Pharmacy Discount Card (included in all states) can be used to obtain prescription drug discounts.

Always refer to the policy for full definitions of benefits and eligible expenses. You will receive the policies in your fulfillment package.

Look up providers Here  (Choose Limited Benefit Plan under the "Plan Type" option.)

Click HERE for Brochure

Plan Highlights

• Doctor Office Visits (PCP or Specialist)

• Preventive Care Test

• DXL

• Hospital Confinement

• Emergency Room

• Surgery (Inpatient/Outpatient)

• Anesthesia

NCE Membership Benefits

• Medical PPO Discount through Beechstreet

• Pharmacy Discount Card

• Insured Rx Drug Card (Generic Only) Included

• Accident Medical Expense (Underwritten by Zurich American Life Insurance)*

• Accidental Death & Dismemberment (Underwritten by Zurich American Life Insurance)

• Vision Care

• Dental Care

• Hearing

• Wellness

• Alternative Care

• Infertility Treatment

*Not available in all states.

 Additional Information about the Zurich Benefits 

Click Here for Important State Disclaimers for Zurich Benefits

Accidental Dismemberment

If an injury to an insured results in a covered loss, Zurich will pay the benefit level shown on the schedule in the certificate. The covered loss must occur within 365 days of the accident.

Accident Medical Expense

Subject to its exclusions and definitions, Zurich will pay the usual and customary expenses for necessary medical services resulting from a covered accident. Payments for necessary medical services will be coordinated with existing medical plans. Eligible expense can include hospital room and board, surgical expenses, outpatient examinations, laboratory tests, surgical expenses, x-rays and ground ambulance.

Note: The optional Prescription Drug Card Benefit is not available in the following states: GA, NC, NM, NV, TN, TX and VT. The Pharmacy Discount Card (included in all states) can be used to obtain prescription drug discounts.

Always refer to the policy for full definitions of benefits and eligible expenses. You will receive the policies in your fulfillment package.

Look up providers Here  (Choose Limited Benefit Plan under the "Plan Type" option.)

Click HERE for Brochure

Plan Highlights

• Doctor Office Visits (PCP or Specialist)

• Preventive Care Test

• DXL

• Hospital Confinement

• Emergency Room

• Surgery (Inpatient/Outpatient)

• Anesthesia

NCE Membership Benefits

• Medical PPO Discount through Beechstreet

• Pharmacy Discount Card

• Insured Rx Drug Card (Generic Only) Included

• Accident Medical Expense (Underwritten by Zurich American Life Insurance)*

• Accidental Death & Dismemberment (Underwritten by Zurich American Life Insurance)

• Vision Care

• Dental Care

• Hearing

• Wellness

• Alternative Care

• Infertility Treatment

*Not available in all states.

 Additional Information about the Zurich Benefits 

Click Here for Important State Disclaimers for Zurich Benefits

Accidental Dismemberment

If an injury to an insured results in a covered loss, Zurich will pay the benefit level shown on the schedule in the certificate. The covered loss must occur within 365 days of the accident.

Accident Medical Expense

Subject to its exclusions and definitions, Zurich will pay the usual and customary expenses for necessary medical services resulting from a covered accident. Payments for necessary medical services will be coordinated with existing medical plans. Eligible expense can include hospital room and board, surgical expenses, outpatient examinations, laboratory tests, surgical expenses, x-rays and ground ambulance.

Note: The optional Prescription Drug Card Benefit is not available in the following states: GA, NC, NM, NV, TN, TX and VT. The Pharmacy Discount Card (included in all states) can be used to obtain prescription drug discounts.

Always refer to the policy for full definitions of benefits and eligible expenses. You will receive the policies in your fulfillment package.

Look up providers Here  (Choose Limited Benefit Plan under the "Plan Type" option.)

Click HERE for Brochure

Plan Highlights

• Doctor Office Visits (PCP or Specialist)

• Preventive Care Test

• DXL

• Hospital Confinement

• Emergency Room

• Surgery (Inpatient/Outpatient)

• Anesthesia

NCE Membership Benefits

• Medical PPO Discount through Beechstreet

• Pharmacy Discount Card

• Insured Rx Drug Card (Generic Only) Included

• Accident Medical Expense (Underwritten by Zurich American Life Insurance)*

• Accidental Death & Dismemberment (Underwritten by Zurich American Life Insurance)

• Vision Care

• Dental Care

• Hearing

• Wellness

• Alternative Care

• Infertility Treatment

*Not available in all states.

 Additional Information about the Zurich Benefits 

Click Here for Important State Disclaimers for Zurich Benefits

Accidental Dismemberment

If an injury to an insured results in a covered loss, Zurich will pay the benefit level shown on the schedule in the certificate. The covered loss must occur within 365 days of the accident.

Accident Medical Expense

Subject to its exclusions and definitions, Zurich will pay the usual and customary expenses for necessary medical services resulting from a covered accident. Payments for necessary medical services will be coordinated with existing medical plans. Eligible expense can include hospital room and board, surgical expenses, outpatient examinations, laboratory tests, surgical expenses, x-rays and ground ambulance.

Note: The optional Prescription Drug Card Benefit is not available in the following states: GA, NC, NM, NV, TN, TX and VT. The Pharmacy Discount Card (included in all states) can be used to obtain prescription drug discounts.

Always refer to the policy for full definitions of benefits and eligible expenses. You will receive the policies in your fulfillment package.

NCE Optum Health Benefit Handbook

A medical services discount card where members can get instant savings from over 500,000 providers.